Finding the right contractor for your home upgrade project can be challenging. While there are many ways to find contractors, the quality of results often varies, and the stakes are high in construction projects.

This guide combines expert advice to help you choose the right contractor for your project.

Talking to more than one contractor and getting written estimates is essential. When comparing estimates, make sure you’re looking at the same factors, like materials, work methods, and timelines. Be wary of estimates that are significantly higher or lower than others, as this could indicate potential issues with quality or cost control.

Locally-active contractors are often more accountable, as they have a reputation to uphold and can typically provide references from nearby clients. They are also more likely to be familiar with local building codes and standards, ensuring the work meets all requirements. Plus, if you need further services or maintenance in the future, having a nearby contractor familiar with your home makes follow-up easier and more convenient.

Always verify that the contractor is licensed. Licensing guarantees they have the necessary qualifications to perform the job safely and effectively. Ask for a contractor’s physical address and be cautious if they hesitate to provide it.

Review the contractor's previous work to gauge their experience and expertise. Ask for references and check online reviews. Look for a contractor with a solid track record, ideally one with more than five years in business.

Don’t be pressured into making an immediate decision, especially when it comes to signing a contract. Be cautious of any contractor asking for a large upfront payment. Thoroughly review all estimates and contracts before making a commitment.

Request a Certificate of Insurance (COI), which provides details about their insurance coverage. Contact the insurance company to verify that the policy is still in effect. Contractors without proper insurance coverage pose a significant risk to homeowners, as you could be held liable for any accidents or damages that occur on your property.

Before any work begins, secure a contract that includes a detailed description of the work, payment schedule, start and completion dates, and any applicable guarantees. All changes to the contract should be acknowledged in writing by both parties. This contract is your protection, ensuring that both you and the contractor are clear on the expectations and terms.

It’s common to pay a portion of the estimated cost as an initial payment, and it is a mutually beneficial practice for both you and the contractor. A payment plan helps protect you from losing money on the full project cost if the contractor fails to complete the job. It also demonstrates your commitment to the project for the contractor and provides the initial funds to cover upfront costs like materials and labor, ensuring the project progresses smoothly.

Make checks payable to a company, not an individual, and avoid paying in cash. Keep all payment receipts and ensure they are properly documented.

Maybe you have found a few local contractors but are having trouble making a final decision on who to work with. Speaking with friends, family, or neighbors who have had similar projects done can provide valuable insights. Personal recommendations are a great way to learn about a contractor’s reliability, quality of work, and professionalism.

Finding the right contractor for your project may take time, but the effort is worth it. By following these tips, you can increase your chances of finding a contractor who will deliver quality work on time and within budget.